Beth is wanting out of her engagement to Wyatt when she meets his younger brother, Billy. But where Wyatt is suave and worldly, Billy is a hick country boy who doesn't mind getting his hands dirty. Yet there is something about Billy's gentle ways that touches her heart. Unfortunately, Beth is a born klutz. Bad luck follows her wherever she goes, and Beth is positive bad luck will continue to plague her if she allows herself to fall in love with Billy. That was before she fell into a stock tank, and right into Billy's arms!