The book combines a personal narrative about experiencing the foreclosure process with stories of middle income people faced with underwater homes and mortgages they can't pay. It describes the author's experiences with real estate professionals, bankruptcy attorneys, activist groups seeking to stop foreclosures, and others involved with the housing crisis. It describes her lessons learned from finally selling her home, renting in San Francisco, and turning her life around to gain success again. The book has gained growing support from individuals and groups active in this arena.