Just months after retiring at the age of 35 and selling her staffing business for seven figures, Heidi McNulty lost her husband to PTSD-related suicide. As the mother of three young children facing a mountain of uncertainty, McNulty was determined to protect all that she had built for her family-and committed to evolving her mindset and values in order to survive. This workbook is a companion to Buying Time, where McNulty teaches young entrepreneurs the foundational strategies she used to achieve her own financial independence, sharing hard-earned lessons about how financial hygiene can "buy time" when you're faced with unexpected life crises. McNulty's service-oriented approach and easy-to-follow guidelines on investing, budgeting and mentorship will teach you how to: -Become debt-free while building up savings for future investing -Grow any kind of business sustainably and profitably -Build assets that will put cash in your pocket and pay your bills -Develop your own value by focusing and refining your goals And much more. In all, Buying Time is a unique guide to personal finance that prepares young people for life's unpredictability by focusing on what matters most: investing in their values and embracing a growth mindset for emotional and financial resilience.