Tokyo, 2034 A.D. Japan has finally relaxed her borders to allow an overdue influx of immigration, and with it subsequent street crime and true multilingual diversity. The world's first transition to an entirely cashless banking system has created a society completely reliant on the Personal Life Assistant, or PLA, a mobile device that acts as phone, wallet, keys, identification and more. Over the course of roughly one week a story of technological security, financial terrorism and socioeconomic upheaval unfolds around a small cast of characters, including J., an American banker, Sana, a female television personality, and Shade, an underground tech kingpin shrouded in mystery. The Wharf is a subversive, parodical black comedy and also a classic crime novel penned by two Americans with a combined twelve years experience working, studying and living in Japan.