You will find this resource to be a very helpful guide separately or when used along with the book by the same name. This workbook was designed to be used as an individual study, as a resource for couples to study together, and as a group-study guide. The author developed this workbook to complement the book so readers will have an easier time conducting the important exercises. This resource will focus more on the worksheets associated with developing your spending plans and other related action steps. There is even an expanded section on the “rapid debt reduction strategy.” You have made a huge step toward a healthier financial future. Welcome to the beginning of your stewardship journey. Congratulations on your decision to start having a healthier relationship with your finances. The time you spend on this material, and the time you invest in doing the exercises, can make all the difference in your life.