2023 is your year. Goal setting can feel intimidating, but it doesn't have to be! Ramsey Personalities Rachel Cruze, Dr. John Delony and George Kamel are teaming up to be your guides in the new 2023 Ramsey Goal Planner. They'll help you work on your goals in three important areas of your life: financial, relational and spiritual. You'll learn the five essential guidelines for goal setting so you can determine your goals in each of the three areas and create clear statements that define them. As you start applying these guidelines to each of your goals, you'll be amazed at how attainable they really are. Putting your plans on paper is the first step to achieving your goals--that's why we created the 2023 Ramsey Goal Planner. We've included new life-changing content and spacious weekly and monthly calendar layouts in an all-new design. Plus, its slimmed-down size makes it easy to take on the go. See what's new: * Sizing: Take your planner anywhere with its new slimmed-down size. * The Five Essential Guidelines for Goal Setting: Learn the Ramsey way of setting attainable goals and achieving them! * Monthly Teachings: Rachel, John and George will guide you as you work on your goals in three important areas of your life: financial, relational and spiritual. * Monthly Calendar Views: This January 2023 to December 2023 planner includes plenty of space to write out all of your to-dos and plans for each month. * Weekly Calendar Views: With the weekly calendars, you can plan out each day, create to-do lists, and take note of what you're grateful for. * Note Pages: Enjoy having extra note-taking pages each month to use for grocery lists, meal planning or simple journaling. * Goal Check-In: In April, August and December, you'll have space to check in on your goals and journal about them so you can make sure you're staying on track. * Folder: The planner also includes a durable folder with two pockets. * Bookmark: Easily find your place throughout the year with the planner's removable and durable bookmark. This is so much more than just a planner! This is your space to get inspired and encouraged so you can focus on the most important areas of your life.