this topic never ends right here now hoe s... I HAVE MY VERY OWN REASONS FOR LEAVING THIS CREDIT CARD. YES. "MY INITIAL $475.00 DOLLAR PAYMENT WAS RETURNED YOUR HONORS." YES. "NOW THEY WERE CLAIMING THAT BANK OF AMERICA 'DOES NOT EXIST' YOUR HONORS." OH YES. THIS WAS MOST FULLY OVER THE PHONE 2NOW. "THIS WEBSITE WAS HANDED TO ME BROKEN UPON RECEIPT OF... MOST APPARENTLY SO RIGHT HERE NOW YOUR HONORS." "YOUR CHECKING ACCOUNT AT BANK OF AMERICA DOES NOT EXIST." OKAY WELL COOL THEN. ANOTHER $1000.00 IN PAYMENTS THIS MONTH FROM THIS BANK ACCOUNT. "THIS IS WHERE MY SOCIAL SECURITY CHECK IS DEPOSITED EACH and EVERY SINGLE MONTH RIGHT HERE NOW YOUR HONORS." YES. "THIS IS CALLED 'DIRECT DEPOSIT' (1970'S HILL-BILLY NIGGAS USA) YOUR HONORS."