Sandy Dustin copes with suddenly losing her artist's job but her beloved grandfather's unexpected death devastates her. When she learns that she's inherited an island estate and fortune, a stunned Sandy sets out to investigate the family that she never really knew. Sandy hires a conservator to help restore the family mansion, and slowly the conservator and island crew turn into a family for the lonely young heiress. After Sandy hires the handsome Palmer Kern as her financial advisor, their relationship begins to warm to something more than friendship. Poised on the brink of love, Sandy enjoys a magical Christmas Eve with her new friends on the island. But Christmas morning brings the discovery of a bizarre killing, and with it questions about hidden identities, past indiscretions, and present motives. Will the island be Sandy's paradise, or her nightmare?